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Compare Mortgage Rates from Moroccan Banks
Explore mortgage rates, financing conditions, and repayment terms from leading banks in Morocco.
Independent Mortgage Comparison
Flos.ma is an independent financial information platform. Mortgage rates and conditions are indicative and may vary depending on individual circumstances. Always confirm current offers directly with the bank.
| Bank | Min. Rate | Typical Range | Max. Term | Special Offering | Website |
|---|---|---|---|---|---|
 Al Barid Bank | Rate on request | Rate on request | To confirm | Broad retail accessibility | — |
 Attijariwafa bank | Rate on request | Rate on request | 25 years | Large branch network | Visit website |
 Bank of Africa | Rate on request | Rate on request | 25 years | Residential financing | Visit website |
 Banque Populaire | Rate on request | Rate on request | 25 years | Moroccans living abroad | Visit website |
 BMCI | Rate on request | Rate on request | 25 years | Residential financing | Visit website |
 CFG Bank | Rate on request | Rate on request | 20 years | Digital banking | Visit website |
 CIH Bank | Rate on request | Rate on request | 30 years | Real estate financing | Visit website |
 Crédit Agricole du Maroc | Rate on request | Rate on request | 25 years | Residential financing | Visit website |
 Crédit du Maroc | Rate on request | Rate on request | To confirm | Residential financing | — |
 Saham Bank | Rate on request | Rate on request | 25 years | Residential financing | Visit website |
Unverified rates appear as ‘Rate on request’. Supplied repayment terms and product highlights remain unverified: confirm them with each bank. — indicates unknown data. Not a guaranteed bank quote.
How Mortgages Work in Morocco
A mortgage finances a home purchase, with borrowed capital and interest repaid under the loan agreement. Before committing, ask the bank for a written offer showing the interest rate, repayment term, fees and any insurance requirements. The Flos.ma table is a starting point for home loans in Morocco, not a financing offer.
How to Compare Mortgage Offers
Compare written quotes for the same loan amount and repayment term. Check whether the rate is fixed or variable, fees, any insurance requirements and early repayment conditions. The best mortgage rates in Morocco do not necessarily mean the lowest total cost: ask each bank for a repayment schedule and a complete cost breakdown.
Frequently Asked Questions
Are the displayed mortgage rates guaranteed bank offers?
No. The supplied rates, ranges and terms are unverified. Unknown values appear as — or ‘To confirm’. Ask the bank for a written quote before making a decision.
What is the difference between fixed and variable rates?
A fixed rate stays unchanged under the loan agreement. A variable rate can change according to the agreement. Check the reference index, review dates and any limits with the bank.
Can I apply for a mortgage through Flos.ma?
Not yet. Flos.ma currently provides mortgage comparison in Morocco. Follow the bank website links to confirm conditions and ask about applying directly.