How to get a better loan rate in Morocco
Most people accept the first rate they’re offered. Here’s how to negotiate and save thousands of MAD.
MortgagesFixed vs variable mortgage: which is right for you?
The difference can cost you — or save you — hundreds of thousands of MAD over 20 years.
Credit CardsThe 5 credit card traps Moroccans fall into
Revolving credit, hidden fees, and automatic renewals — here’s what to watch out for.
SavingsBest savings accounts in Morocco right now
Where to put your money and actually earn something — compared across 10 banks.
MortgagesMortgages for Moroccans living abroad (MRE)
Living in Europe? You can still buy property in Morocco — here’s how the MRE mortgage works.
BankingHow to switch banks in Morocco without the hassle
A step-by-step guide to moving your account, standing orders and direct debits.
Bank Al-Maghrib holds key rate at 2.75%
The central bank kept rates unchanged at its March 2025 meeting, citing stable inflation.
NewsCIH Bank launches new digital mortgage offer
Morocco’s first fully online mortgage application — no branch visit required.
NewsNew consumer credit rules take effect in 2025
Bank Al-Maghrib tightens regulations on personal loan advertising and TEG disclosure.
Mortgage repayment calculator
Enter your loan amount, rate and duration to see your exact monthly payment in MAD.
CalculatorHow much can I borrow?
Based on your salary and expenses, find out your maximum mortgage or loan amount.
CalculatorTEG vs nominal rate — what’s the difference?
Compare the true cost of two loan offers side by side, including all fees.
Welcome to the Finance School 👋
Start with Lesson 1 or jump to any topic. Each lesson takes about 5 minutes to read.
Banking Basics
5 lessonsPersonal Loans
5 lessonsHow interest rates work on personal loans
5 min
BeginnerWhat banks look at before approving your loan
7 min
BeginnerHow to negotiate a better loan rate in Morocco
6 min
IntermediateEarly repayment — costs and benefits explained
5 min
IntermediateWhat happens if you miss a loan payment
6 min
BeginnerMortgages
5 lessonsCredit Cards
5 lessons“Moroccan homebuyers underestimate notary fees”
Real estate lawyer Karim Benali explains the hidden costs most first-time buyers miss.
ExpertHow to read a loan offer like a banker
Former CIH loan officer shares exactly what to check before signing any credit agreement.
ExpertIs 2025 a good time to take a mortgage in Morocco?
Economist Nadia Ould analyzes the current rate environment and what it means for buyers.